Associate Professor of Finance at the Haskayne School of Business, University of Calgary. Holds a Ph.D. in Business Administration (Finance) from UC Berkeley (2009). Co-founder of Lumni Inc., a pioneer in income share agreements for education financing. Research focuses on human capital investment, asset pricing, and labor economics. Published in the Journal of Financial Economics and the Review of Financial Studies. SSHRC-funded research on the discount rate of education. Recipient of the Dean's Award for Research Excellence (2019). Frequent media contributor on student financing reform.