A dual PhD in Physics and Finance, with professional certifications (CFA, CFP®). Has over two decades of teaching experience at the undergraduate and graduate levels, specializing in finance, accounting, and quantitative methods. Taught courses such as Financial Management, Investments, Options and Futures, and Business Calculus at universities (University of Maryland Global Campus, Park University, Rochester Institute of Technology). Served in administrative roles (Chair, Program Coordinator) and conducted research on social security, health care economics, and climate change. Published numerous articles in academic journals and popular platforms, with expertise in monetary policy and financial planning. Proficient in teaching online and developing curriculum aligned with industry standards.