Dedicated and results-driven educator with a Ph.D. in Finance, possessing extensive teaching experience across senior high school, pre-university, and university levels. Specializes in Business Studies, Economics, and Finance, with a proven track record in delivering impactful instruction, guiding student success, and contributing to curriculum development. Committed to fostering academic excellence and preparing students for higher education and professional advancement. Skilled in using software like Stata and Eviews, with certifications in TEFL, Public Financial Management, and Digital Marketing.